TL;DR
- Standard split: 20% platform / 80% creator on fan payments.
- FY2025 GMV $7.765B → platform net revenue $1.55B (~20%).
- Creator payouts stated at $6.3B (close to 80% of GMV; small timing differences apply).
- The fee is on processed fan payments — not an extra “subscription tax” on top of list price for fans.
- Creators still face taxes, chargebacks, agencies, and payment holds outside that 20%.
The fee in one line
Creator receives ≈ fan payment × 0.8
If a fan pays $10 for a subscription or PPV item, the creator’s platform credit is about $8 before any other deductions. That is the public commercial model creators market against.
Does FY2025 match 20%?
| Flow | FY2025 | Share of GMV |
| Gross fan payments (GMV) | $7.765B | 100% |
| Creator payouts (stated) | $6.3B | ~81% |
| Platform net revenue | $1.55B | ~20% |
Eighty percent of $7.765B is $6.21B; the company said $6.3B paid. The gap is timing and adjustments, not evidence of a secret 10% take rate. Full figures live on the revenue page.
What the 20% does not cover
- Tax — creators are typically responsible for income/self-employment tax in their jurisdiction.
- Agencies / managers — common cuts of 20–50% of the creator’s share, negotiated off-platform.
- Ads and traffic — paid acquisition comes out of the creator’s margin.
- Holds and chargebacks — payment risk can delay or reverse credits.
So “OnlyFans takes 20%” is true as a platform fee and incomplete as a take-home model. See how to make money on OnlyFans for the earnings math.
Compared with other platforms
A flat ~20% is aggressive versus classic app stores (closer to 30%) and competitive with many adult tube/affiliate stacks once you count payment friction. It is one reason the product cleared $715M pre-tax profit on a 47-employee core staff plus contractor moderation.
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